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The Nguyen-Walsh Household

Settings

Household profile, the bills buffer, and your data.

Household profile

Children are listed below. Whether you're recorded as an individual, a couple or a family follows from these.

We use this to work out how much to transfer on each payday.

Children's ages

Only ages, and only so we can keep age-related costs in mind. Nothing identifying about a child is ever collected.

years old
years old

Bills transfer buffer

A buffer adds a little extra to your bills transfer, so a price rise mid-year doesn't catch you short. Five percent is a sensible starting point.

How much buffer?

There's no single right answer — pick what helps you sleep at night.

I've set up a separate account for bills & annual costsMost banks let you open a second free transaction account in a few minutes.

Your data

Your budget is saved to your account, so it's there on any device you sign in from.

This tool provides budgeting and educational information only and is not financial advice.

Sample household · Household Budget