Bills & Expenses
Two separate questions: how much must you put aside for bills, and how much do you choose to spend day to day?
Regular bills
$1,144/wk
/week · $59,494 a year
Same amount, per fortnight
$2,288/fn
/fortnight · $4,958 a month
Costs that arrive on a schedule whether you like it or not — rent or mortgage, power, insurance, rego, subscriptions.
Housing
$644.04/wkCouncil ratesEssential
Council rates · Quarterly · $47.69/wk
$620.00
Home & contentsEssential
Home & contents insurance · Yearly · $24.04/wk
$1,250.00
Home loan repaymentEssential
Mortgage · Monthly · $553.85/wk
$2,400.00
Water ratesEssential
Water rates · Quarterly · $18.46/wk
$240.00
Utilities
$83.92/wkElectricityEssential
Electricity · Quarterly · $31.54/wk
$410.00
Mobile x2Essential
Mobile phone · Monthly · $22.15/wk
$96.00
NBN 100Essential
Internet · Monthly · $20.54/wk
$89.00
Netflix + SpotifyOptional
Streaming & pay TV · Monthly · $9.69/wk
$42.00
Transport
$50.00/wkCar insuranceEssential
Car insurance · 6-monthly · $34.23/wk
$890.00
Car registrationEssential
Registration · Yearly · $15.77/wk
$820.00
Children
$150.00/wkAfter-school careEssential
Childcare · Weekly · $150.00/wk
$150.00
Insurance
$61.15/wkFamily health coverEssential
Private health insurance · Monthly · $61.15/wk
$265.00
Financial
$155.00/wkCar loan repaymentEssential
Personal loan · Fortnightly · $155.00/wk
$310.00